B: Sure. The narrow definition of it is that finance is the microscopic operating mechanism in capital market. However the broad definition is that finance is the generic term of financial activities related to currency, credit and financial institution. A: It s still abstract to me. What are the categories of finance? B: Issuing currency, enterprise or personal savings deposit, issuing loans,exchanging in the international currency market, insurance and thelike are all the categories of finance. A: When raising capital, does it need intermediations, such as banks? B: It depends. If the funds deficit uni(世界八大奇迹是哪些？世界八大奇迹包括埃及的金字塔、奥林匹亚宙斯神像、罗德岛太阳神巨像、巴比伦空中花园、阿尔忒弥斯神庙、摩索拉斯陵墓、亚历山大港灯塔、秦始皇陵兵马俑。)t raises capital through no intermediations, it s called direct finance. Otherwise, it s called indirect finance. A: In this way, it strengthens international financial connection and communication, right? B: Exactly. A: I think I have known better about finance. Thanks. B: You re welcome. A:我对金融一点概念也没有，你能给我仔细讲讲吗? B:当然可以。狭义金融是指资本市场的微观运行机制。广义金融是与货币、信用和金融机构相关的经济活动的总称。 A:对我来说还是太抽象了。你能说说金融有哪些范畴吗? B:发行货币，企业或者个人储蓄存款，发放贷款，国际货币市场上的兑换，保险等一类都是金融的范畴。 A:融资的时候，需要通过银行等中间媒介吗? B:这不是的。如果货币资金需求者不通过中间媒介，就成为直接金融，反之，就是间接金融。 A:这样的话，金融就能够加强国际经济联系与交流，对吗? B:非常正确。 A:我想我现在比较了解金融了，谢谢了。 B:不客气。